This time, instead of teasing you, I'll tell you right up front. Arizona didn't even make the top ten most expensive states for auto insurance in 2006, even though we were the sixth most expensive state in 2005. That's according to the annual Insurance.com survey. At my house, our rates didn't go down, but they didn't go up either. I'm OK with that, since we pay right around the average Arizona rate for our two vehicles.