There are many factors that determine how much your auto insurance will be. You can be certain that car insurance premiums in Arizona take into account the fact that the state has high rates of vehicle theft. Additionally, the city in which you live, your age, your gender, your driving history, how far you commute, other drivers in the household, and yes, even your credit rating, all factor into your Arizona auto insurance rate.
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The Insurance.com 2007 Auto Insurance Pricing Report indicates that the average U.S. household paid $1,868 for auto insurance in 2007. People in Louisiana paid the highest price for auto insurance in the country--an average of $2,708 in 2007. The people who live in Ohio got the best deal, $1,301. In 2005, the state of Arizona was the 6th most expensive state for auto insurance. In 2007, the average Arizona household paid $1,902 for car insurance. That was a 1.4% decrease from 2006 rates and puts us at the 17th most expensive out of 48 states for which data was provided.
Shopping For Car Insurance
Check when your current policy expires. At least one month before the renewal date should give you enough time to make a decision on your car insurance without being pressured.
Insurance.com provides online car insurance quotes from major insurance companies, many of which are nationally known and well-respected companies. For instance, you might receive quotes from MetLife, or The Hartford, or Progressive, or Travelers. If you want to give the Insurance.com car insurance rate quote comparison try, gather your information and start here:
Compare Car Insurance Quotes in Arizona
(provided by Insurance.com)
Start by comparing quotes to your current policy. That gives you a good basis for comparison, and then you can change features of your auto insurance later if you want higher deductibles or better discounts.
In order to get any car insurance rate quotes or car insurance comparisons, you should have a copy of your current coverage in front of you. There are bound to be questions about coverage and features that you won't remember by heart. You also need to have details about all the drivers in the household, including:
- birth dates
- driver license numbers
- motor vehicle department history with respect to tickets
- any claims made under your car insurance
I did a test car insurance quote with Insurance.com based on my current Arizona auto insurance coverage. I received car insurance quotes from companies with which I was familiar, including the one that currently covers my car. It was very close to what I am currently paying. In my experience there were no harassing sales calls, nor did I start receiving a barrage of spammy emails from insurance companies. I did not choose to accept any of the quotes, and there were no negative consequences.
Auto insurance is a major annual expense, so it makes sense to shop and make informed decisions about the company you choose. I hope your search leads you to better coverage at a better price!
Note: Insurance.com quotes that you receive are the cheapest rates offered through the carriers participating with them, based on your answers to the survey. A driver with a poor driving record may only receive an auto insurance quote from 1 or 2 companies if the other insurance carriers don't write policies for consumers with the risk indicated.
